So you’ve been harassed and annoyed by pushy debt collectors who lie to you and distort the truth. With more people having problems making credit card payments and keeping up with bills these debt collection businesses are booming. So What happens if you’ve managed to catch these scum bags in a lie or threatening you? Simple…You sue them.
Usually when you hit a company with a lawsuit they’re not willing to be the bad guy anymore.You can go about suing them two different ways: You can sue them yourself or retain an attorney.
If you go the route of getting an attorney you should be sure that the contract is set up as a contingency case, that is to say they’re not paid unless you’re paid. You’ll usually have to front the paperwork fee’s, and the attorney will get a nice chunk of the settlement, but it’s the best way to go about suing them. Make sure you get an attorney who is experienced in consumer law, or does only consumer law.
Suing these aggressive debt collection agency’s works well because they’re worried about the legal fee’s they’re going to rack up if you lawyer up. It’s better to just cut you and check and cut their losses than drag it out in court which could end up costing them much more.
Don’t go into court with nothing other than some accusations of abuse by these debt collectors. You should ultimately have voice recordings of them breaking the law to seal the deal. If you don’t it could turn around and bite you in the butt.
Check with your state laws about the legality of recording phone calls as every state has different laws
